Licensed mortgage loan officer based in Houston, Texas, serving borrowers in 40+ states. Specializing in non-QM lending for self-employed borrowers, real estate investors, and foreign nationals.
Mortgage Loan Originator | NMLS #2522494
After graduating from the University of Houston with a degree in Management Information Systems, I found my calling in helping families navigate the path to homeownership. That background shapes how I work: I bring a tech-forward approach to an industry that often moves too slowly.
Same-day pre-approvals. Availability seven days a week. Clear communication at every step. Whether you are a first-time buyer, self-employed, or a real estate investor, I find solutions when other lenders say no.
My focus is non-QM lending for borrowers who fall outside traditional guidelines: bank statement loans for self-employed professionals, DSCR loans for investors, and foreign national mortgages for H1B visa holders, ITIN borrowers, and international buyers. My approach is educational first. I walk you through your options, explain the tradeoffs, and match you to the program that fits your financial picture.
Fluent in Vietnamese, I take pride in serving Houston's Vietnamese community and making the mortgage process accessible in your preferred language. I help first-generation homebuyers and business owners understand every step of the U.S. mortgage process. Your home is your future. Let me help you secure it.
Why Work With Me
At Lock It Mortgage, we believe home financing should feel personal, not transactional. Every homebuyer's story is unique, and I am here to help write yours with clarity, confidence, and care.
I compare options from 100+ top lenders to find you the best rate.
I keep you informed at every step so there are no surprises.
I find the program that works best for your financial situation.
I streamline each step, guiding you through with ease.
The Details
Ready When You Are
Schedule a free consultation or call now. I will review your situation and walk you through your options, in English or Vietnamese.