I've helped hundreds of borrowers across many industries qualify for their homes through the right programs. From first-time homebuyers to seasoned investors, I have a program for you.
National average rates, updated daily.
Call for today's rates — 832-997-1527
Who I Work With
Whatever your situation, I will find the right loan for you.
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Estimates for informational purposes only. Actual rates and payments may vary.
Common Questions
Quick answers to help you get started
For most borrowers: recent pay stubs, W-2s from the last 2 years, bank statements, and a valid ID. Self-employed? I can work with 12-24 months of bank statements instead of tax returns. I will tell you exactly what is needed for your specific situation.
Most pre-approvals are ready the same day, often within a few hours. I move fast because I know in competitive markets, timing matters. Once I have your documents, I will get you an answer quickly.
Absolutely. This is one of my specialties. I offer bank statement loans that use your deposits instead of tax returns. If you have strong income but lots of write-offs, this program is perfect for you. Learn more on the self-employed mortgage Houston page.
It depends on the loan program. FHA loans can go as low as 580. Bank statement loans typically need 620+. Conventional usually requires 620-640. Even if your score is not perfect, let us talk. I often find solutions for challenging credit situations.
Có! Tôi nói tiếng Việt. I am fluent in Vietnamese and happy to explain the entire loan process in your preferred language. Feel free to call or text me in Vietnamese anytime.
A bank can only offer their own products. As a broker, I shop your loan across 100+ lenders to find you the best rate and terms. One application, multiple options. Plus, I am available 24/7, not just during banker's hours.
Ready to get started? Have questions? I am here. Reach out however works best for you.
Fill this out and I will reach out within 24 hours (usually much faster).
Rates shown are national averages from the Optimal Blue Mortgage Market Indices via the Federal Reserve (FRED), updated daily. Not a quote, offer, or commitment to lend; not a guarantee of any rate or terms. Rates change daily and are subject to change without notice. Your actual rate will vary by credit, loan amount, loan-to-value, occupancy, and program. Brandon Huynh NMLS #2522494 · Swift Home Loans NMLS #2075228 · Equal Housing Opportunity.